529 Plan Max Contribution 2024. There is a lifetime maximum limit of $35,000 for transferring funds from a 529 plan account to a roth ira. Because of gift tax laws, you must complete form 709 when doing your taxes if you contribute more than $16,000 each year to a 529 plan.
As a general rule, there are no annual contribution limits for any state 529 plan, including the new york 529 plans. What are the new rules for unused 529 funds?
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